Home Buying Programs

Special programs available to:
Teachers, Faculty, Coaches, Librarians, Nurses, Secretaries, Custodial/Facilities Staff, School/District Leadership, Professors, Adjunct Faculty, Counselors, any ISD/Higher EDU/Private EDU employee.
home-closing

Discounted Closing Costs1

  • Up to $800 in reduced closing costs for you.
  • We believe in education and giving back to teachers and the education field.
  • Reduce the cost of purchasing a home.
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home-realtor

Discounted Real Estate Agent Fees2

  • Up to $800 credited from real estate agent fees directly to you.
  • We partner with those in the Real Estate Community who also look to give back.
  • Discounted Real Estate Agent Fees + Discounted Closing Costs = up to $1,600 in credits at the closing table for you.
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home-processing

Priority Loan Processing

  • Educator Mortgage Program customers take priority.
  • Educator Mortgage Program customer loans do not wait in line.
  • Faster turn times and loan experience.
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home-school

Donation To Your School3

  • Up to $400 in Donations3 to your preferred school program.
  • Pick any program you want (softball team, science lab, teachers lounge, etc.).
  • So many programs are underfunded – we are here to help.
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Home Buyer Loans for Teachers and the Education Field

  • Down Payment as low as 3.5%
  • Credit Scores Down to 620
  • Property Must Be Primary Residence
  • Down Payment as Low as 5%
  • Credit Scores Down to 620
  • Superior loan terms for higher credit and down payment buyers
  • Down Payment as Low as 5%
  • Credit Scores Down to 620
  • Superior loan terms for higher credit and down payment buyers
  • Must be a Military Veteran to Qualify, Score down to 640
  • No minimum down payment required (0%)
  • Property Must Be Primary Residence
  • Home must fall within USDA geographic area
  • Income Limits Apply (must earn under a certain threshold)
  • No minimum down payment required (0%), Score down to 640
  • Higher Loan Amount Loans, Typically over $417,000
  • Credit Scores down to 700
  • 10% Down Payment Required
  • Down Payment as low as 5%
  • Credit Scores Down to 620
  • Property cannot be income generating
  • Down Payment as low as 15%
  • Credit Scores Down to 620
  • Property intend to be income generating
  • Lower Initial Payments and Interest Rates
  • Payments and Rates Can Change Over Time
  • Excellent solution for 5 or 7 Year Loan Needs
  • Rate and Principle/Interest Payment Fixed for the life of the Loan
  • Low Monthly Payments
  • Most Popular Loan Program
  • Rate and Principle/Interest Payment Fixed for the life of the Loan
  • Lower Interest Rates than 30 Year Loan. 10/20/25 year loans also available.
  • Pay Your Home Loan Off Faster, Huge Savings over the Term of the Loan

Get Started Today

Want to learn more about our home loan programs? Please provide us with your information below or contact us at
1-866-841-3160.
* denotes required fields.

First Name*

Last Name*

Phone*

Email*

Address*

City*

State*

Zip Code*

School County*

School Name*

Loan Type*

Credit Rating*

Desired Loan Amount*

Down Payment Amount*

Message

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Let us serve you, your family, your future.
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1-866-841-3160

1 The Educator Mortgage Program through Supreme Lending entitles the borrower to a reduction in closing costs equal to .20% of the funded loan amount up to a maximum of $800. The reduction applies to all loan products other than Bond Programs which are not eligible under the Educator Mortgage Program. A lender credit will be applied to the settlement statement showing the reduction.
2 The Educator Mortgage Program through Supreme Lending entitles the home buyer or seller to a reduction in real estate agent fees equal to .20% of the closed purchase price up to a maximum of $800. Subject to real estate agent participation. Supreme Lending will make best efforts to identify a participating real estate agent but does not guarantee real estate agent participation. In the case of no real estate agent participation the home buyer or seller will not receive the discounted real estate agent fees.
3 The Educator Mortgage Program through Supreme Lending entitles the borrower to a donation to their preferred school program equal to .05% of the loan amount up to a maximum of $200 made by Supreme Lending. The donation applies to all loan products other than Bond Programs which are not eligible under the Educator Mortgage Program. A check will be issued post closing by Supreme Lending to the program as directed by the borrower.
The Educator Mortgage Program through Supreme Lending entitles the home buyer or seller a donation to their preferred school program equal to .05% of the loan amount up to a maximum of $200 made by the participating real estate agent. Subject to real estate agent participation. Supreme Lending will make best effort to identify a participating real estate agent but does not guarantee real estate agent participation. In the case of no real estate agent participation the home buyer or seller will not be entitled to this donation. A check will be issued post closing from the participating real estate agent to the program as directed by the borrower.