Home Refinance Programs

Watch to see how the Educator Mortgage Program works:

Special programs available to:

Teachers, Faculty, Coaches, Librarians, Nurses, Secretaries, Custodial/Facilities Staff, School/District Leadership, Professors, Adjunct Faculty, Counselors, any ISD/Higher EDU/Private EDU employee.

home-closing

Discounted Closing Costs1

  • Up to $800 in reduced closing costs for you.
  • We believe in education and giving back to teachers and the education field.
  • Reduce the cost of refinancing a home.
Get Started

Special Home Mortgage Programs for Teachers and Educators

Priority Loan Processing

  • Educator Mortgage Program customers take priority.
  • Educator Mortgage Program customer loans do not wait in line.
  • Faster turn times and loan experience.
Get Started

Special Home Mortgage Programs for Teachers and Educators Donation to Your School

Donation To Your School2

  • Up to $200 in Donations to your preferred school program.
  • Pick any program you want (softball team, science lab, teachers lounge, etc.).
  • So many programs are underfunded – we are here to help.
Get Started
Educator Mortgage passes the “Give Back” test.
And we’re just getting started.

 

Estimated

So many programs today are underfunded,
and so many educators today need a break.
We are here to help!

Get Started!

Home Refinance Loans for Teachers and the Education Field

  • Loan To Value up to 97.75%
  • Credit Scores Down to 620
  • Property Must Be Primary Residence

  • Loan to Value up to 95%
  • Credit Scores Down to 620
  • Superior loan terms for higher credit borrowers

  • Loan to Value up to 95%
  • Credit Scores Down to 620
  • Superior loan terms for higher credit borrowers

  • Must be a Military Veteran to Qualify, Score down to 640
  • Financing up to 100%
  • Property Must Be Primary Residence

  • Home must fall within USDA geographic area
  • Income Limits Apply (must earn under a certain threshold)
  • Financing up to 100%, Score down to 640

  • Higher Loan Amount Loans, Typically over $417,000
  • Credit Scores down to 700
  • Competitive Fixed and ARM rates

  • Loan to value up to 90%
  • Credit Scores Down to 620
  • Property cannot be income generating

  • Loan to Value to 80%
  • Credit Scores Down to 620
  • Property intend to be income generating

  • Lower Initial Payments and Interest Rates
  • Payments and Rates Can Change Over Time
  • Excellent solution for 5 or 7 Year Loan Needs

  • Rate and Principle/Interest Payment Fixed for the life of the Loan
  • Low Monthly Payments
  • Most Popular Loan Program

  • Rate and Principle/Interest Payment Fixed for the life of the Loan
  • Lower Interest Rates than 30 Year Loan. 10/20/25 year loans also available.
  • Pay Your Home Loan Off Faster, Huge Savings over the Term of the Loan

  • Available for Fannie Mae or Freddie Mac Loans
  • No appraisal Required
  • Must be in current loan before June 2009.

  • Must be in current FHA Loan
  • No appraisal Required
  • No Income Documentation Required

  • Must be in current VA Loan
  • No appraisal Required
  • Must have VA Eligibility

  • Must be in current USDA Loan
  • No appraisal Required
  • Credit Score down to 640

  • Fannie Mae Cash Out up to 80% of the homes appraised value
  • FHA Cash-Out up to 85% of the homes appraised value
  • Appraisal Required
  • Cash out can be used for any purpose

Get Started Today

Want to learn more about our home loan programs? Please provide us with your information below or contact us at
1-855-720-2040.
* denotes required fields.







    Minimum credit score of 620 required.


    The Educator Mortgage Program does not offer down payment assistance.



    You shape our children, our communities, our future.
    Let us serve you, your family, your future.
    Call us today.

    1-855-720-2040

    1 The Educator Mortgage Program through Supreme Lending entitles the borrower to a closing cost credit equal to .20% of the funded loan amount up to the lesser of $800 or total closing cost amount. The credit applies to all loan products other than Bond Programs, which are not eligible under the Educator Mortgage Program. The lender credit will be reflected on the Closing Disclosure. No part of Lender Credit can apply to or offset down payment. Special incentive program subject to change without notice. This offer not valid with any other incentives or discounts.
    2 The Educator Mortgage Program through Supreme Lending entitles the eligible home buyer and/or seller to a credit against real estate fees equal to .20% of the loan amount up to a maximum of $800. Subject to Real Estate Agent participation. Supreme Lending will make best efforts to identify a participating Real Estate Agent but does not guarantee Real Estate Agent participation. In the case of no Real Estate Agent participation the home buyer or seller will not receive the discounted Real Estate Agent fees. See eligibility requirements listed above for qualifying buyer, seller and borrower.